Terms & Conditions live345 – Guide Complete for Malaysian Players

In these Terms and Conditions, the following terms carry the meanings as defined below:

• "Platform" refers to the live345 website accessible via live345.win and all associated subdomains and mobile apps.
• "Player" or "Member" refers to any individual who has registered and holds an active account at live345.
• "Account Balance" refers to the total credits in a player's account at any given time.
• "Bonus" refers to any free credits, bonus cash, free spins, or other benefits granted by the platform to a player.
• "Rollover" or "Wagering Requirements" refers to the minimum wagering amount that must be met before a specific bonus or wins can be withdrawn.

These Terms & Conditions apply to all services offered by live345, including slot games, Live Casino, Fish Shooting Games, Sports Betting, and all other gaming products available on this platform.

To register an account at live345, you must meet the following requirements:

• Be at least 18 years old on the date of registration.
• Be an individual person, not a company or business entity.
• Not be on any gaming exclusion list in any applicable jurisdiction.
• Provide accurate, truthful, and up-to-date personal information during the registration process.
• Do not hold an active live345 account or one that has been previously terminated.

Live345 reserves the right to request identity verification documents (KYC) at any time. Required documents may include a Malaysian identity card (MyKad), driver's license, bank statement, or other documents deemed necessary by our compliance team.

Registering an account with intent to commit fraud, money laundering, or system abuse is strictly prohibited and will be reported to the relevant authorities.

Live345 supports a variety of safe and convenient deposit methods for Malaysian players:

• Direct bank transfer (FPX) via all major Malaysian banks
• Digital wallets including Touch 'n Go eWallet, GrabPay, and Boost
• Visa/Mastercard debit and credit cards
• Payment via live345-approved agents

All deposits must be made using a payment method registered in your own name. live345 does not accept third-party deposits. Deposits originating from third-party accounts will be declined and returned, subject to applicable processing fee deductions.

The minimum deposit amount is RM 30. The maximum daily deposit limit is set according to your membership tier – Standard, Silver, Gold, and VIP Platinum members each have different limits as specified on your account profile page.

Live345 does not charge any processing fees on deposits. However, your payment provider may impose their own charges, which are beyond live345's control.

Players may submit a withdrawal request at any time as long as their account is active and no compliance-related restrictions are in effect.

• The minimum withdrawal amount is RM 50 per transaction.
• Withdrawals are processed to the same payment method used for the deposit, in compliance with anti-money laundering requirements.
• Processing time ranges from 15 minutes to 24 hours depending on the selected method and the time the request is submitted.
• VIP members enjoy prioritized withdrawal processing, with transactions typically completed in under one hour.
• Live345 reserves the right to request additional document verification before approving withdrawals that exceed certain limits.

Pending withdrawal requests can be cancelled by the player through the "Transaction History" section of your account, provided processing has not yet been initiated by our finance team.

Live345 offers a wide range of attractive bonuses and promotions for members. All bonuses are subject to the following terms:

• Each bonus has its own rollover requirements as stated in the relevant promotion terms. Players must read and understand these conditions before accepting any bonus.
• The welcome bonus may only be claimed once per new player. Any attempt to claim the welcome bonus more than once using different information will be considered fraudulent.
• Bonuses may not be used on certain excluded games or markets – the exclusion list is specified on the relevant promotions page.
• Live345 reserves the right to modify, withdraw, or terminate any promotion at any time without prior notice; however, bonuses already received and currently undergoing rollover will not be affected.
• Attempts to abuse the bonus system, including bonus arbitrage (arbing) or coordination across multiple accounts, may result in bonus cancellation and account suspension.

Bonus validity periods are typically 7 to 30 days depending on the promotion type. Bonuses that expire before the rollover requirements are met will be automatically forfeited.

Live345 is committed to providing a fair and transparent gaming environment for all players:

• All games use a Random Number Generator (RNG) certified by an internationally accredited independent auditing body.
• The outcome of all games is final and cannot be disputed once a game round has been fully completed.
• In the event of a technical disruption during an active game, live345 will review the game logs and resolve any dispute based on recorded system data.
• The use of bots, auto-clickers, or any automation tools for gameplay is strictly prohibited and may result in immediate account termination.
• Collusion between players to cheat Live Casino or table games is a serious violation and will be reported to the relevant authorities.

The RTP (Return to Player) value for each slot game can be found in that game's information section. live345 does not modify the RTP values of games provided by our licensed suppliers.

As a live345 member, you agree to:

• Play for personal entertainment purposes only, not for commercial purposes or on behalf of any third party.
• Not use the live345 platform for any illegal activity, including money laundering or the financing of terrorism.
• Behave courteously and respectfully in all interactions with other players and live345 staff.
• Not distribute obscene, defamatory, threatening, or offensive content through any communication channel on the platform.
• Report any bugs or system vulnerabilities you encounter to our support team immediately, and do not exploit such vulnerabilities.

Live345 enforces strict Know Your Customer (KYC) procedures as part of our commitment to player safety and regulatory compliance:

• You are solely responsible for maintaining the confidentiality of your account login credentials. live345 will not be held liable for any losses resulting from unauthorized access caused by a player's own negligence.
• Players must notify live345 immediately if they suspect their account has been accessed by an unauthorised party.
• KYC verification may be required prior to the first withdrawal, when withdrawals exceed a certain threshold, or when the compliance team detects unusual activity.
• Accepted KYC documents include: a clear copy of your MyKad or passport, a recent bank statement (no older than 3 months), and proof of residential address.
• All KYC documents are handled with full encryption and stored securely in accordance with international data protection standards.

Live345 provides this service on an "as-is" basis. While we make every effort to ensure the platform operates without interruption, we cannot guarantee:

• That the platform will always be available without any technical interruptions or required maintenance.
• That all information on the platform is free from any errors or omissions.

Live345 shall not be liable for any indirect losses, loss of profits, or data loss arising from the use of this platform, including but not limited to internet service disruptions, device malfunctions, or third-party actions beyond our control.

Live345's maximum liability to any player under any circumstance shall not exceed the player's net deposit amount in the 30 days prior to the claim being made.

Live345 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time. Players will be notified via their registered email or in-account notice when significant changes occur.

Continued use of the live345 platform following any amendment to the Terms & Conditions constitutes acceptance of the latest version. It is the player's responsibility to review this page periodically to stay informed of the current applicable terms.

These Terms & Conditions are governed by and interpreted in accordance with the laws of the jurisdiction in which live345 is licensed. Any disputes arising from these Terms & Conditions shall be resolved through arbitration or the courts of the relevant jurisdiction.